HOME EQUITY/IMPROVEMENT LOANS

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Home Equity/Improvement Rates

Effective: July 23, 2008

Fixed Rate Home Equity Loans

Rate

APR

Term

LTV

Sample Payment

6.250%

6.250%

3 Years

70%

$1,526.77

6.250%

6.250%

5 Years

70%

$972.46

6.250%

6.250%

7 Years

70%

$736.43

6.375%

6.375%

10 Years

70%

$564.57

6.500%

6.500%

15 Years

70%

$435.55

Fixed Rate Home Equity Loan examples based of $50,000 loan amount. Property insurance required. Flood insurance may be required.

Home Improvement Loans

Rate

APR

Term

LTV

Sample Payment

6.375%

6.375%

3 Years

70%

$1,529.61

6.375%

6.375%

5 Years

70%

$975.38

6.625%

6.625%

7 Years

70%

$745.50

6.625%

6.625%

10 Years

70%

$570.93

Home Improvement Loan examples based of $50,000 loan amount. Property insurance required. Flood insurance may be required.
There are no points, application fees or closing costs with the Fixed Rate Home Equity or Home Improvement Loans.
The following rates are for loans within the bank's market area. Please call for additional information and rates.
All payment examples are principal and interest payment, and rates are fixed for term.
APR = Annual Percentage Rate

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