Home equity loans have become the preferred way for home owners to finance just about anything. Traditional home improvements, a car, boat or RV purchase, a dream vacation, tuition, medical expenses and even bill consolidation are just a few of the many reasons to have a home equity loan.

Sensible borrowing is part of smart money management and First Savings Bank of Hegewisch has the people and the loan choices you need.

Fixed Rate Home Equity Line of Credit

• Pick your project and apply for a home equity loan with a low rate and repayment terms up to 15 years. Interest may be tax deductible.* Offers you the budget security of a fixed, regular monthly payment of interest and principal.

Variable Rate Home Equity Line of Credit

• Apply once and receive a revolving line of credit with low variable rates and interest that may be tax deductible.* Offers maximum flexibility with instant access to your approved credit line whenever you want it. Only interest payments are due until maturity, but principal payments can be made at any time before maturity without penalty.

*Consult your tax advisor regarding deductibility of interest.

Prime Minus 1% Home Equity Line of Credit

• No points
• All balances qualify (no tiered balances)
• No Teaser Rates
• No draw required at closing
• Low minimum advance of $100.00
• Automatic payments offered but not required

This loan is a great way to consolidate high rate credit cards, buy a new car, pay college tuition, or remodel your home. Our friendly loan staff is ready to answer your questions.

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