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Our offices will be closed on Monday, May 27, 2013 in observance of Memorial Day.

Mortgages Are Our Business!

  • First Time Home Buyers Program.
  • Pre-Qualification Program.
  • Talk to our loan specialist for a loan to fit your future plans.
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HOME EQUITY / IMPROVEMENT RATES

Rate is Accurate as of:

Fixed Rate Home Equity Loans (Maximum Loan of $150,000.00)
RateAPRTermLoan-to-Value (1)Sample Payment (2)
4.25% 4.23% 5 Years 80% / 70% $926.48
4.25% 4.25% 7 Years 80% / 70% $689.21
4.50% 4.50% 10 Years 80% / 70% $518.19
4.50% 4.50% 15 Years 80% / 70% $382.50

(1) LTV for First Lien Position is 80%, LTV for Second Lien Position is 70%.

(2) Fixed Rate Home Equity Loan examples based of $50,000 loan amount.

Property insurance required. Flood insurance may be required.

 

Home Improvement Loans (Maximum Loan of $25,000.00)
RateAPRTermLoan-to-ValueSample Payment (3)
4.125% 4.1250% 3 Years 80% $739.49
4.125% 4.125% 5 Years 80% $461.82
4.25% 4.25% 7 Years 80% $344.60
4.25% 4.25% 10 Years 80% $256.09


(3) Home Improvement Loan examples based of $25,000 loan amount.

Property insurance required. Flood insurance may be required.

At the present time, Home Improvement Loans are only being offered when FSB Hegewisch is in a first position.

 

There are no points, application fees or closing costs with the Fixed Rate Home Equity or Home Improvement Loans.

The following rates are for loans within the bank's market area. Please call for additional information and rates.

All payment examples are principal and interest payment, and rates are fixed for term.

APR = Annual Percentage Rate.

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