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Rate is Accurate as of:
| Rate | APR | Term | Loan-to-Value (1) | Sample Payment (2) |
|---|---|---|---|---|
| 4.25% | 4.23% | 5 Years | 80% / 70% | $926.48 |
| 4.25% | 4.25% | 7 Years | 80% / 70% | $689.21 |
| 4.50% | 4.50% | 10 Years | 80% / 70% | $518.19 |
| 4.50% | 4.50% | 15 Years | 80% / 70% | $382.50 |
(1) LTV for First Lien Position is 80%, LTV for Second Lien Position is 70%.
(2) Fixed Rate Home Equity Loan examples based of $50,000 loan amount.
Property insurance required. Flood insurance may be required.
| Rate | APR | Term | Loan-to-Value | Sample Payment (3) |
|---|---|---|---|---|
| 4.125% | 4.1250% | 3 Years | 80% | $739.49 |
| 4.125% | 4.125% | 5 Years | 80% | $461.82 |
| 4.25% | 4.25% | 7 Years | 80% | $344.60 |
| 4.25% | 4.25% | 10 Years | 80% | $256.09 |
(3) Home Improvement Loan examples based of $25,000 loan amount.
Property insurance required. Flood insurance may be required.
At the present time, Home Improvement Loans are only being offered when FSB Hegewisch is in a first position.
There are no points, application fees or closing costs with the Fixed Rate Home Equity or Home Improvement Loans.
The following rates are for loans within the bank's market area. Please call for additional information and rates.
All payment examples are principal and interest payment, and rates are fixed for term.
APR = Annual Percentage Rate.