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MORTGAGE RATES

Rate is Accurate as of:

Fixed Term Mortgages

Rate	APR	Points	Loan-to-Value	Term	Payment Example
2.80%	2.877%	0	90%	10 Years	$1,578.06
2.80%	2.853%	0	90%	15 Years	$1,123.66
3.60%	3.646%	0	90%	20 Years	$965.43
3.60%	3.638%	0	90%	25 Years	$834.90
3.60%	3.633%	0	90%	30 Years	$750.16

Fixed term mortgages can be used for condominiums and townhomes. Maximum loan $417,000.

*Jumbo Single Family Mortgages (Loans $417,000+)

Rate	APR	Points	Loan-to-Value	Term	Payment Example
3.375%	3.411%	0	80%	15 Years	$2,955.54
3.70%	3.721%	0	80%	30 Years	$1,919.38

Appraisal fee may exceed $375.00 due to square footage of the property

2 Units

Rate	APR	Points	Loan-to-Value	Term	Payment Example
4.375%	4.441%	0	80%	15 Years	$1,251.72
4.575%	4.619%	0	80%	25 Years	$924.16

Maximum loan amount $533,850.

3 Units

Rate	APR	Points	Loan-to-Value	Term	Payment Example
4.625%	4.693%	0	80%	15 Years	$1,272.81

Maximum loan amount $645,300.

4 Units

Rate	APR	Points	Loan-to-Value	Term	Payment Example
4.625%	4.670%	0	80%	25 Years	$928.87

Maximum loan amount, 4 flats $801,950.

5 to 6 Units

Rate	APR	Points	Loan-to-Value	Term	Payment Example
4.875%	4.945%	0	75%	15 Years	$1,294.09
4.875%	4.930%	0	75%	20 Years	$1,077.57

Maximum loan amount $825,000.

7 to 12 Units

Rate	APR	Points	Loan-to-Value	Term	Payment Example
5.125%	5.197%	0	75%	15 Years	$1,315.58
5.125%	5.182%	0	75%	20 Years	$1,100.35

Maximum loan amount $875,000.

Contact us for information and rates regarding our various term options for Balloon Mortgages Loans. Balloon Mortgages Rates apply to single-family and multi-family properties.

Loans are for owner occupied properties only.

All payment examples and APRs are based on $165,000 ($417,000 for jumbo loans) loan amounts, with 20% down payment. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Payment examples do not include amounts for taxes and insurance. Real estate tax escrow maybe required.

Rates are subject to change, APR = Annual Percentage Rate

On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored.

The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.

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