Mortgage
Rates | Automobile Loan Rates | Savings
Rates
Home Equity/Improvement Rates
Savings Rates
Effective: September 3, 2008
| Specials | ||||||
|
Account |
Minimum Opening Deposit |
Min. Balance To Earn APY |
Interest Rate |
Annual Percentage Yield |
|
|
|
12 Month Certificate |
$500.00 |
$500.00 |
2.97% |
3.00% |
Quarterly compounding |
|
|
$2,500.00 |
$2,500.00 |
3.26% |
3.30% |
|
||
|
$5,000.00 |
$5,000.00 |
3.55% |
3.60% |
|
||
|
15 Month Certificate |
$500.00 |
$500.00 |
3.16% |
3.20% |
Quarterly compounding |
|
|
$5,000.00 |
$5,000.00 |
3.45% |
3.50% |
|
||
|
$10,000.00 |
$10,000.00 |
3.70% |
3.75% |
|
||
|
18 Month Certificate |
$5,000.00 |
$5,000.00 |
3.79% |
3.85% |
Quarterly compounding |
|
|
21 Month Certificate |
$10,000.00 |
$10,000.00 |
3.84% |
3.90% |
Quarterly compounding. Minimum additions of $100.00. |
|
|
24 Month Certificate |
$7,500.00 |
$7,500.00 |
3.89% |
3.95% |
Quarterly compounding. |
|
| The above certificates are not tiered rates. The rate does not change during the term. | ||||||
|
2 Year Step-Up Certificate |
$5,000.00 |
$5,000.00 |
3.11% |
3.15% |
Quarterly compounding - Step-up rate one time during term |
|
|
3 Year Step-Up Certificate |
$5,000.00 |
$5,000.00 |
3.16% |
3.20% |
Quarterly compounding - Step-up rate one time during term |
|
|
College Savers 3 Yr Certificate |
$50.00 |
$50.00 |
3.26% |
3.30% |
Quarterly compounding, $10.00 min. additions |
|
|
College Savers 4 Yr Certificate |
$50.00 |
$50.00 |
3.36% |
3.40% |
Quarterly compounding, $10.00 min. additions |
|
|
3 Year Certificate |
$500.00 |
$500.00 |
4.19% |
4.25% |
Quarterly compounding. |
|
|
4 Year Certificate |
$1,000.00 |
$1,000.00 |
3.94% |
4.00% |
Quarterly compounding. |
|
|
5 Year Certificate |
$1,000.00 |
$1,000.00 |
2.96% |
3.00% |
Daily compounding. |
|
|
18 Month Variable CD |
$2,000.00 |
$2,000.00 |
2.57% |
2.59% |
Rate change Quarterly - Quarterly compounding. Minimum additions of $100.00 |
|
|
30 Month Variable CD |
$500.00 |
$500.00 |
2.57% |
2.59% |
Rates change Quarterly - Quarterly compounding - Additions permitted. Minimum additions of $100.00. |
|
| IRA Certificates - Traditional, Roth and Educational | |||||
|
Account |
Minimum Opening Deposit |
Min. Balance To Earn APY |
Interest Rate |
Annual Percentage Yield |
|
|
IRA Statement Savings |
$10.00 |
$10.00 |
2.47% |
2.50% |
Rates can change daily, Daily compounding |
|
12 Month Certificate |
$10.00 |
$10.00 |
3.45% |
3.50% |
Quarterly compounding |
|
18 Month Certificate |
$10.00 |
$10.00 |
3.54% |
3.60% |
Daily compounding |
|
24 Month Certificate |
$10.00 |
$10.00 |
3.87% |
3.95% |
Daily compounding |
|
30 Month Certificate |
$10.00 |
$10.00 |
3.92% |
4.00% |
Daily compounding |
| Savings Rates | ||||||
|
Account |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
||
|
Variable Savings* |
$100.00 |
$0.01 |
0.30% |
0.30% |
Rates can change daily, Daily compounding | |
|
Ultimate Savings* |
||||||
|
1st Tier |
$1,000.00 |
$1,000.00 |
1.09% |
1.10% |
Rates can change daily, Daily compounding | |
|
2nd Tier |
$20,000.00 |
1.24% |
1.25% |
Rates can change daily, Daily compounding | ||
|
3rd Tier |
$50,000.00 |
1.49% |
1.50% |
Rates can change daily, Daily compounding | ||
|
4th Tier |
$70,000.00 |
1.59% |
1.60% |
Rates can change daily, Daily compounding | ||
| Premier Money Market Account* | ||||||
|
Account |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
||
|
1st Tier |
$1,500.00 |
$1,500.00 |
1.39% |
1.40% |
Rates can change daily, Daily compounding | |
|
2nd Tier |
$7,500.00 |
1.49% |
1.50% |
Rates can change daily, Daily compounding | ||
|
3rd Tier |
$15,000.00 |
1.59% |
1.60% |
Rates can change daily, Daily compounding | ||
|
4th Tier |
$25,000.00 |
1.88% |
1.90% |
Rates can change daily, Daily compounding | ||
| High Yield Money Market* | ||||||
|
Account |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
||
|
1st Tier |
$40,000.00 |
$40,000.00 |
1.83% |
1.85% |
Rates can change daily, Daily compounding | |
|
2nd Tier |
$55,000.00 |
1.88% |
1.90% |
Rates can change daily, Daily compounding | ||
|
3rd Tier |
$75,000.00 |
2.03% |
2.05% |
Rates can change daily, Daily compounding | ||
|
4th Tier |
$90,000.00 |
2.08% |
2.10% |
Rates can change daily, Daily compounding | ||
| Money Market Extra* | ||||||
|
Account |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
||
|
1st Tier |
$10,000.00 |
$10,000.00 |
2.71% |
2.75% |
Rates can change daily, Daily compounding | |
|
2nd Tier |
$25,000.00 |
2.71% |
2.75% |
Rates can change daily, Daily compounding | ||
|
3rd Tier |
$50,000.00 |
2.81% |
2.85% |
Rates can change daily, Daily compounding | ||
|
4th Tier |
$75,000.00 |
2.86% |
2.90% |
Rates can change daily, Daily compounding | ||
|
5th Tier |
$95,000.00 |
2.96% |
3.00% |
Rates can change daily, Daily compounding | ||
| Checking Products* | ||||||
|
Account |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
||
|
Now Accounts |
$100.00 |
$100.00 |
0.30% |
0.30% |
Rates can change daily, Daily compounding | |
|
$1,000.00 |
0.30% |
0.30% |
||||
|
Free Checking Plus Interest |
$10.00 |
$500.00 |
1.49% |
1.50% |
Rates can change daily, Daily compounding | |
|
Checking Extra |
$100.00 |
$2,000.00 |
1.83% |
1.85% |
Rates can change daily, Daily compounding | |
|
Super NOWS |
$1,500.00 |
$1,500.00 |
0.30% |
0.30% |
Rates can change daily, Daily compounding | |
| On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. | ||||||
|
Member FDIC |
||||||
All Money Market, NOW, Checking Extra, Super Now, Free Checking Plus Interest and Variable Savings accounts, the rate is subject to change after account is open.
*Fees can reduce earnings on these accounts.
For certificates of deposit, a penalty may be imposed for early withdrawal.
Please see a Personal Banker regarding fees, terms, and Truth-In-Savings information.
