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CD SPECIALS

7 Month CD - 1.50% APY*

18 Month Variable Rate CD -  2.11% APY*

24 Month CD - 2.50% APY*

$1,000 minimum to open. $1,000 Minimum to earn APY. 

 

 

Mortgage Rates

   
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Mortgages Are Our Business!

  • Always Great Rates.
  • First Time Home Buyers Program.
  • Pre-Qualification Program.
  • Talk with a loan specialist for a loan to fit your future plans.
  • We service our loans.

Is Your HELOC Loan Interest Rate Moving Up? If So Call Us About Our FIXED RATE HOME EQUITY LOANS!

 

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MORTGAGE RATES

Rate is Accurate as of:

Fixed Term Mortgages
RateAPRPointsLoan-to-ValueTermPayment Example
3.65% 3.745% 0 95% 10 Years $1,643.24
3.80% 3.867% 0 95% 15 Years $1,204.01
4.10% 4.154% 0 95% 20 Years $1008.58
4.20% 4.246% 0 95% 25 Years $889.25
4.30% 4.340% 0 95% 30 Years $816.54

Fixed term mortgages can be used for condominiums and townhomes. Maximum loan $453,100.

*Jumbo Single Family Mortgages (Loans $453,100+)
RateAPRPointsLoan-to-ValueTermPayment Example
4.20% 4.244% 0 80% 15 Years $3,397.12
4.40% 4.425% 0 80% 30 Years $2,268.95

Appraisal fee may exceed $400.00 due to square footage of the property

2 Units
RateAPRPointsLoan-to-ValueTermPayment Example
4.450% 4.522% 0 80% 15 Years $1,258.03

4.450%

4.497% 0 80% 25 Years $912.45

Maximum loan amount $580,150.

3-4 Units
RateAPRPointsLoan-to-ValueTermPayment Example
4.700% 4.774% 0 80% 15 Years $1,279.17
4.700% 4.749% 0 80% 25 Years $935.95

Maximum loan amounts,  3 Unit $701,250 4 Unit $871,450.

 

5 to 6 Units
RateAPRPointsLoan-to-ValueTermPayment Example
4.950% 5.027% 0 75% 15 Years $1,300.52
4.950% 5.010% 0 75% 20 Years

$1,084.37

Maximum loan amount $825,000.

7 to 12 Units
RateAPRPointsLoan-to-ValueTermPayment Example
4.950% 5.027% 0 75% 15 Years $1,300.52
4.950% 4.010% 0 75% 20 Years $1,084.37

Maximum loan amount $875,000.

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All payment examples and APRs are based on $165,000 ($453,100 for jumbo loans) loan amounts, with 20% down payment. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Payment examples do not include amounts for taxes and insurance. Real estate tax escrow may be required.

Rates are subject to change, APR = Annual Percentage Rate

Contact us for information and rates regarding our various term options for Balloon Mortgages Loans, and Points Programs. Balloon Mortgages Rates apply to single-family and multi-family properties.

On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored.

The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.

NMLS #629759

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