Mortgage Rates

Rates are Accurate as of:

Fixed Term Mortgages Single Family Mortgages

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Fixed term mortgages can be used for condominiums and townhomes. Maximum loan $647,200.  Appraisal fee may exceed $450.00 due to square footage of the property.  Rates listed are for owner-occupied only.

All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment.  The LTV shown is the highest % the bank will lend.  Payment examples do not include amounts for taxes and insurance so the actual payment may be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required.  Real estate tax escrow may be required. APR = Annual Percentage Rate.  Rates are subject to change at any time.

Jumbo Single Family Mortgages (Loans $647,200+)

Appraisal fee may exceed $450.00 due to square footage of the property.  Rates listed are for owner-occupied only.

All payment examples and APRs are based on $647,201 for jumbo purchase loan amount, with 20% down payment. Payment examples do not include amounts for taxes and insurance so they actual payment may be higher.  Property insurance required. Flood insurance may be required.  Real estate tax escrow may be required. Maximum loan amount is $2,000,000.  APR = Annual Percentage Rate.  Rates are subject to change at any time.

2 Units

Maximum loan amount $647,200.  Appraisal fee may exceed $450.00 due to square footage of the property.  

All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend.  Payment examples do not include amounts for taxes and insurance so the actual payment may be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate.  Rates are subject to change at any time.

3-4 Units

Maximum loan amounts, 3 unit $848,500 4 Unit $1,054,500.  Appraisal fee may exceed $450.00 due to square footage of the property.  

All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. Payment examples do not include amounts for taxes and insurance so the actual payment may be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate.  Rates are subject to change at any time.

Contact us for rates on Five or more unit properties.

On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.

Loan information presented on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Lending Act and the regulations promulgated thereunder. Rates and terms are subject to change. Normal underwriting guidelines apply. Loans are subject to credit approval.