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Mortgage Rates

Rates are Accurate as of:

Fixed Term Mortgages Single Family Mortgages

Term	Rate	APR	Loan-to-Value	Payment Example (Monthly)
10 Years	2.100%	2.252%	97%	$2,311.55
15 Years	2.100%	2.203%	97%	$1,620.31
20 Years	2.550%	2.632%	97%	$1,330.86
25 Years	2.550%	2.617%	97%	$1,127.85
30 Years	2.600%	2.658%	97%	$1,000.85

Fixed term mortgages can be used for condominiums and townhomes. Maximum loan $548,250. Rates listed are for owner-occupied only.

All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend. Payment examples do not include amounts for taxes and insurance. The actual payment obligation will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate.

Jumbo Single Family Mortgages (Loans $548,251+)

Term	Rate	APR	Points	Loan-to-Value	Payment Example (Monthly)
15 Years	2.300%	2.361%	0	80%	$3,184.19
30 Years	2.600%	2.631%	0	80%	$2,194.87

Appraisal fee may exceed $400.00 due to square footage of the property. Rates listed are for owner-occupied only.

All payment examples and APRs are based on $548,251 for jumbo purchase loan amount, with 20% down payment. Payment examples do not include amounts for taxes and insurance. The actual payment obligation will be higher. Property insurance required. Flood insurance may be required. Real estate tax escrow may be required. Maximum loan amount is $2,000,000. APR = Annual Percentage Rate.

2 Units

Term	Rate	APR	Points	Loan-to-Value	Payment Example (Monthly)
15 Years	2.100%	2.203%	0	80%	$1,620.31
25 Years	2.550%	2.617%	0	95%	$1,127.85

Maximum loan amount $548,250.

3-4 Units

Term	Rate	APR	Points	Loan-to-Value	Payment Example (Monthly)
15 Years	4.500%	4.625%	0	80%	$1,912.48
25 Years	4.500%	4.582%	0	80%	$1,389.58

Maximum loan amounts, 3 unit $848,500 4 Unit $1,054,500.

All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. Payment examples do not include amounts for taxes and insurance. The actual payment obligation will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate.

On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.

Loan information presented on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Lending Act and the regulations promulgated thereunder. Rates and terms are subject to change. Normal underwriting guidelines apply. Loans are subject to credit approval.

Construction Permanent Loans

Term	Rate	APR	Points	Loan-to-Value	Payment Example (Monthly)
30 Year	2.850%	2.989%	0	80%	Six interest only payments of $296.88 followed by 360 payments of $1,033.89

Construction End Loans are available for 30 year fixed term fully amortized mortgages. Six month interest only construction period followed by 360 fixed term payments. Interest only payments assume 1/2 of the loan amount is disbursed during the construction period. Maximum four draws during construction period. Maximum loan $548,250. Rates listed are for owner-occupied only.

Jumbo Construction Permanent Loans

Term	Rate	APR	Points	Loan-to-Value	Payment Example (Monthly)
30 Year	2.900%	2.984%	0	80%	Six interest only payments of $662.47 followed by 360 payments of $2,281.99

Appraisal fee may exceed $400.00 due to square footage of the property. Rates listed are for owner-occupied only.

Jumbo Construction End Loans are available for 30 year fixed term fully amortized mortgages. Six month interest only construction period followed by 360 fixed term payments. Interest only payments assume 1/2 of the loan amount is disbursed during the construction period. Maximum four draws during construction period. Maximum loan $2,000,000.

All payment examples and APRs are based on $548,251 purchase loan amount, with 20% down payment. Payment examples do not include amounts for taxes and insurance. The actual payment obligation will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate.

NMLS #629759