Rates Current As Of 05/13/2025
Mortgages - Purchases Mortgages - Refinance Home EquitY Loans Home Improvement
Mortgage Rates
Fixed Term Single Family Mortgages - Purchases
Term | Purchase Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
10 Years | 6.050% | 6.250% | 0 | 97% | $2,781.79 |
15 Years | 6.050% | 6.192% | 0 | 97% | $2,116.40 |
20 Years | 6.100% | 6.213% | 0 | 97% | $1,805.53 |
25 Years | 6.100% | 6.196% | 0 | 97% | $1,626.07 |
30 Years | 6.100% | 6.185% | 0 | 97% | $1,514.99 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required.
Fixed term mortgages can be used for condominiums and townhomes. Maximum loan amount is $806,500. Appraisal fee may exceed $450.00 due to square footage of the property. Rates listed are for owner-occupied only.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance. APR = Annual Percentage Rate. Rates are subject to change at any time.
Jumbo Single Family Mortgages (Loans $806,500+) - Purchases
Term | Purchase Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.050% | 6.121% | 0 | 80% | $6,827.51 |
30 Years | 6.100% | 6.143% | 0 | 80% | $4,887.35 |
Payment examples do not include amounts for taxes and insurance so they actual payment will be higher. Property insurance required. Flood insurance may be required. Real estate tax escrow may be required.
Appraisal fee may exceed $450.00 due to square footage of the property. Rates listed are for owner-occupied only.
All payment examples and APRs are based on $766,551 for jumbo purchase loan amount, with 20% down payment. Maximum loan amount is $2,000,000. APR = Annual Percentage Rate. Rates are subject to change at any time.
2 Units - Purchases
Term | Purchase Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.250% | 6.394% | 0 | 95% | $2,143.56 |
25 Years | 6.400% | 6.499% | 0 | 95% | $1,672.43 |
30 Years | 6.400% | 6.488% | 0 | 95% | $1,563.76 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate. Rates are subject to change at any time.
Maximum loan amount is $981,500. Appraisal fee may exceed $450.00 due to square footage of the property.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance.
3-4 Units - Purchases
Term | Purchase Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.400% | 6.545% | 0 | 80% | $2,164.05 |
25 Years | 6.650% | 6.751% | 0 | 80% | $1,711.52 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate. Rates are subject to change at any time.
Maximum loan amounts, 3 unit $1,186,350 4 Unit $1,474,440. Appraisal fee may exceed $450.00 due to square footage of the property.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment.
Contact us for rates on Five or more unit properties.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance.. APR = Annual Percentage Rate. Rates are subject to change at any time.
On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.
NMLS #629759
Loan information presented on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Lending Act and the regulations promulgated thereunder. Rates and terms are subject to change. Normal underwriting guidelines apply. Loans are subject to credit approval.
Mortgage Refinance Rates
Fixed Term Single Family Mortgages - Refinances
Term | Refinance Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
10 Years | 6.050% | 6.250% | 0 | 97% | $2,781.79 |
15 Years | 6.050% | 6.192% | 0 | 97% | $2,116.40 |
20 Years | 6.100% | 6.213% | 0 | 97% | $1,805.53 |
25 Years | 6.100% | 6.196% | 0 | 97% | $1,626.07 |
30 Years | 6.100% | 6.185% | 0 | 97% | $1,514.99 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required.
Fixed term mortgages can be used for condominiums and townhomes. Maximum loan amount is $806,499. Appraisal fee may exceed $450.00 due to square footage of the property. Rates listed are for owner-occupied only.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance. APR = Annual Percentage Rate. Rates are subject to change at any time.
Jumbo Single Family Mortgages (Loans $806,500+) - Refinances
Term | Refinance Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.050% | 6.121% | 0 | 80% | $6,827.51 |
30 Years | 6.100% | 6.143% | 0 | 80% | $4,887.35 |
Payment examples do not include amounts for taxes and insurance so they actual payment will be higher. Property insurance required. Flood insurance may be required. Real estate tax escrow may be required.
Appraisal fee may exceed $450.00 due to square footage of the property. Rates listed are for owner-occupied only.
All payment examples and APRs are based on $806,500 for jumbo purchase loan amount, with 20% down payment. Maximum loan amount is $2,000,000. APR = Annual Percentage Rate. Rates are subject to change at any time.
2 Units - Refinances
Term | Refinance Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.250% | 6.394% | 0 | 80% | $2,143.56 |
25 Years | 6.400% | 6.499% | 0 | 80% | $1,672.43 |
30 Years | 6.400% | 6.488% | 0 | 80% | $1,563.76 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate. Rates are subject to change at any time.
Maximum loan amount is $981,500. Appraisal fee may exceed $450.00 due to square footage of the property.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance.
3-4 Units - Refinances
Term | Refinance Rates | APR | Points | Loan-to-Value | Payment Example |
|---|---|---|---|---|---|
15 Years | 6.400% | 6.545% | 0 | 80% | $2,164.05 |
25 Years | 6.650% | 6.751% | 0 | 80% | $1,711.52 |
Payment examples do not include amounts for taxes and insurance so the actual payment will be higher. Property insurance required. Flood insurance may be required. Mortgage insurance may be required. Real estate tax escrow may be required. APR = Annual Percentage Rate. Rates are subject to change at any time.
Maximum loan amounts, 3 unit $1,186,350 4 Unit $1,474,440. Appraisal fee may exceed $450.00 due to square footage of the property.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment.
Contact us for rates on Five or more unit properties.
All payment examples and APRs are based on $250,000 purchase loan amount, with 20% down payment. The LTV shown is the highest % the bank will lend without private mortgage insurance.. APR = Annual Percentage Rate. Rates are subject to change at any time.
On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.
NMLS #629759
Loan information presented on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Lending Act and the regulations promulgated thereunder. Rates and terms are subject to change. Normal underwriting guidelines apply. Loans are subject to credit approval.
Home Equity & Home Improvement Rates
Fixed Rate Home Equity Loans (Maximum Loan of $200,000.00)
Term | Rate | APR | Loan-to-Value | Sample Payment |
|---|---|---|---|---|
5 Years | 6.150% | 6.150% | 80% | $970.13 |
7 Years | 6.400% | 6.400% | 80% | $740.05 |
10 Years | 6.650% | 6.650% | 80% | $571.56 |
15 Years | 6.650% | 6.650% | 80% | $439.69 |
Fixed Rate Home Equity Loan examples based on $50,000 loan amount.
All payment examples are principal and interest payment. Rates are fixed for term. Property insurance required. Flood Insurance may be required. Property taxes may also be required for a first lien mortgage. These costs are not included in the Sample Payments. Your actual payment obligation will be greater. There are no points, application fees or closing costs for our Home Equity loans. APR = Annual Percentage Rate.
Home Improvement Loans (Maximum Loan of $50,000.00)
Term | Rate | APR | Loan-to-Value | Sample Payment |
|---|---|---|---|---|
5 Years | 6.150% | 6.150% | 80% | $485.07 |
7 Years | 6.400% | 6.400% | 80% | $370.03 |
10 Years | 6.650% | 6.650% | 80% | $285.78 |
Home Improvement Loan examples based on $25,000 loan amount. At the present time, Home Improvement Loans are only being offered when FSB Hegewisch is in a first lien position.
There are no points, application fees or closing costs for our Home Improvement loans. All payment examples are principal and interest payment. Rates are fixed for term. Property insurance required. Flood Insurance may be required. Property taxes may also be required for a first lien mortgage. These costs are not included in the Sample Payments. Your actual payment obligation will be greater. APR = Annual Percentage Rate.
On-line rates are for information only. While we make every effort to keep them current and accurate, mistakes or typos cannot be honored. The above rates are for loans within the bank's market area. Please call for additional information. All loans are subject to the bank's underwriting standards.
Loan information presented on the website of First Savings Bank of Hegewisch is in accordance with the Federal Truth-in-Lending Act and the regulations promulgated thereunder. Rates and terms are subject to change. Normal underwriting guidelines apply. Loans are subject to credit approval.
NMLS #629759
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